I bit the bait, I opted for their deferment program where as in the initiation I was assured that the deferment would defer The payments untill the end of the term. Following the deferment program i received a bill for the complete amount in full.
I'm going through the application process lol over AGAIN (time #4).
They won't inform you of missed documentation "needed" (generally BS like "do I rent?" sign here). Untill it's too late and they re initiate foreclosure.